UNDERWRITING. This is the act or process of guaranteeing the distribution and sale of securities of any kind issued by corporates or the government. Underwritten securities either be debt or equity. This is a fee-based service.

SYNDICATION. Syndicated Loan remains to be one of the primary lending vehicles for borrowers to finance major business operations with heavy financial requirements. Its flexibility and innovative nature makes it a highly attractive funding technique for borrowers, applicable over a broad mix of industries. Financial institutions originate and arrange these loans for these large borrowers on a consolidated basis. Since secondary market participation is becoming more and more common-place, smaller capitalized banks are seeking greater return on their assets as they participate in credit previously outside their pricing or relationship reach.

PROJECT FINANCING. Companies proposing to engage in expansion programs would normally require long-term financing. First Metro Investment will identify and evaluate all project risks as outlined in the project feasibility study. After which creative strategies and techniques are formulated for the structuring of appropriate financial package needed for the project.

LOANS. First Metro Investment grants short and long term loans on a secured basis (i.e., against REM, Money Market Placements or US Dollar Time Deposits of Metrobank, FMIC-Hongkong or International Bank of California). These loans may be used for various purposes like working capital, expansion, project construction or purchase of real estate. Interest rates are based on prevailing lending rates of First Metro Investment.

FINANCIAL ADVISORY. In addition to extending financial assistance, First Metro Investment renders fee-based technical researches and advisory services to clients with regard to investments in the following: debt or equity instruments; Balance Sheet or Income Statement items; investment in Real Estate; expansion; consolidation; mergers or acquisitions of business activities.